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Vacation Payout Calculator

Estimate net vacation payout using supplemental withholding for federal and state taxes.

Results

Gross payout
$2,400
Federal withholding
$528
State withholding
$120
Net payout
$1,752

How to use this calculator

  1. Enter vacation hours and hourly rate.
  2. Set federal supplemental and state withholding rates.
  3. Review gross, withholding, and net payout.

Inputs explained

Supplemental rate
Federal supplemental withholding rate for bonuses/payouts (e.g., 22%).
State rate
Your state’s withholding rate (use a flat rate for simplicity).

How it works

Gross = Hours × Hourly rate. Federal/state withholding use supplemental percentages. Net = Gross − withholding.

Formula

Gross = Hours × Rate
Federal = Gross × Supplemental rate
State = Gross × State rate
Net = Gross − Federal − State

When to use it

  • Estimating take-home from a vacation payout when leaving a job.
  • Adding extra withholding if needed for tax planning.
  • Comparing payouts under different state rates.

Tips & cautions

  • Actual tax at filing depends on total income and brackets; this uses flat supplemental withholding.
  • State rates can differ; use your state’s supplemental or marginal rate.
  • Add local taxes if applicable by increasing the state rate input.
  • Simplified: does not model payroll taxes or progressive brackets.
  • Does not include local taxes unless you adjust the state rate.
  • Informational only; not a filing tool.

Worked examples

80 hours at $30, 22% fed, 5% state

  • Gross = $2,400
  • Fed = $528
  • State = $120
  • Net ≈ $1,752

60 hours at $40, 22% fed, 6% state

  • Gross = $2,400
  • Fed = $528
  • State = $144
  • Net ≈ $1,728

Deep dive

Estimate net vacation payout by entering hours, pay rate, and withholding rates to see gross, taxes withheld, and net take-home.

Use it to plan for vacation payout when leaving a job or cashing out PTO.

FAQs

Does this include payroll taxes?
No. It focuses on income tax withholding. Actual paychecks include FICA; adjust if you want to approximate it.
Will my final tax match this?
This is withholding. Final tax depends on total income and credits; you may owe or get a refund.
Can I add local taxes?
Increase the state rate input to approximate local taxes if needed.
Is this tax advice?
No. It’s an estimate. Confirm with payroll/tax professionals.
Do supplemental rates vary?
The default 22% is common; check current IRS rules or your payroll policy.

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